The problem is that because the sewage flooding didn't affect the bedroom, the insurance will not cover recarpeting the bedroom, and thus the carpets won't match the rest of the carpeting on the lower level. Add the trampling the carpet has taken, and...
The long and short of it is that I will have to pay roughly $1,200 to re-carpet the bedroom, if I want to have the same quality that I had before. *Le Sigh*